Debit Card

Debit MasterCard®

Debit MasterCard® is a widely accepted alternative to writing a check. You can use your Debit MasterCard® to make purchases or pay bills at any merchant displaying the MasterCard® logo. You can even use it over the phone or online. The purchase price will be deducted from your CVNB Checking Account. In addition, you can use your Debit MasterCard® to withdraw cash, transfer between your CVNB accounts, or check your balance at any ATM that accepts MasterCard®, Maestro®, Cirrus®, or Pulse®.

Managing your debit card is now easier than ever! CVNB is now proud to offer instant issue debit cards at account opening. Start any CVNB checking account and walk away with a new debit EMV MasterCard® and PIN, ready for immediate use. Activate, reorder, or report your card lost or stolen all from the convenience of your online banking account. Click here to begin the application process.

To those who qualify, the bank extends $250.00 of Overdraft Protection. This protection pays items up to $250.00 when there are insufficient funds in your account. For this service we charge a $30.00 fee per item. Click here for important overdraft information.

Traveling?

Please provide us the dates you will be traveling and where you are going.  CVNB will make a note in your file.  That way, we won't be surprised when we notice suspicious or unusual behavior on your account.  Contact us at 800.999.3126.

Around the clock Debit Card text alerts are now available.

CVNB Debit Card holders can now enroll in smsGuardian.  smsGuardian is a text alert service that sends alerts via text messages. The alerts are triggered by transactions in which your card was used.

Transactions that trigger alerts:

International Transactions
Authorizations Greater than $200
Card Not Present Transactions
Out of State Transactions

Click Here To Enroll

smsGuardian FAQ

CVNB does not charge for smsGuardian.  Your phone carrier Message and Text rates still apply.

Enrollments are effective for one year. You will be notified prior to expiration and you can respond to a renewal text in order to extend enrollment for another year.

You may discontinue the receipt of Alerts immediately by texting the word STOP in reply to a smsGuardian Alert.  You may unsubscribe from this service entirely on the Website.

Apple Pay® Available

Apple Pay® will make your CVNB Debit Card transactions simpler, more secure and more private than ever.  Apple Pay is free and easy to use.  Apple Pay® requires an iPhone 6, iPhone 6 Plus or Apple Watch.  iPad Air 2 and iPad mini 3 are supported for in app purchases only.

Visit http://www.apple.com/apple-pay/ for instructions.

You may set your CVNB Debit Card as the default card for Apple Pay® by performing these simple steps in your mobile device:

·         Open the Settings app

·         Select Wallet & Apple Pay

·         Select Default Card (under Transaction Defaults)

·         Select CVNB Debit Card

CUMBERLAND VALLEY NATIONAL BANK TERMS AND CONDITIONS for use of Mobile Wallets click here

Visit http://www.apple.com/apple-pay/where-to-use-apple-pay/ for a list of participating merchants

Debit Card Fraud Alerts

Our Fraud Center has improved the alert system used to notify our Debit Card and ATM Card customers of potential fraud on their card.

Here’s how the fraud prevention service works:

1.    When potential fraud is detected, you will receive a text alert from 328-74, with the option to reply with “fraud” or “no fraud.”

2.    If there is no response received, you will then receive an automatic phone call from 1-800-417-4592 to your home, cell and work numbers to confirm or deny fraud. If you confirm fraud you will be connected to a fraud analyst.

Remember – our Fraud Center will NEVER ask you for your PIN or account number.

Help

Click to view our frequently asked questions.

We provide the highest level of fraud protection. Your CVNB debit card comes with our 24-7 fraud monitoring protection of suspicious and unusual activity. They are also covered by MasterCard's ® Zero Liability for unauthorized transactions. Rest assured that if your card is ever lost or stolen, we will re-credit your account when you notify us promptly of unauthorized use.

To report a lost or stolen debit card, call 866.546.8273.

Or contact us.