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Mortgage Application Checklist
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The following information is needed at the time of application on all borrowers:

o Identification
     Driver's license, State-issued non-drivers ID, US Military ID

o Residence History
     Past two years

o Employment History
     Past two years

o Income Information
     Last two pay stubs, Last two years W-2's
     Self employed - Last two years tax return
     Retired - 1099

o Deposit, Retirement, and Equities Account Information
     Last two month's statements

o Debt Information
     Name and address of lender, Account number, Balance, Monthly payment on all outstanding loans and credit cards.

o Real Estate Information
     Property address, Market Value, Loan information, copies of leases on any rental property owned by borrower.

o Sales Contract
     Copy of purchase contract and seller disclosure on purchase not required for pre-approval.

Refinance will also need to bring copy of deed, copy of insurance, and most recent property tax receipt.

 
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