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The Cumberland® Now
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APY is accurate as of 01/01/14

 

Minimum Opening Balance $10,000.00.

Balance Interest Rate APY**
$10,000 - 24,999.99 0.05% 0.05%
$25,000 - 99,999.99 0.05% 0.05%
$100,000 - $249,999.99 0.05% 0.05%
$250,000 and over

 0.10%

 0.10%

Interest Rate Change
The interest rate may be changed monthly. The rate change will be made on the first day of the month.

Compounding and Crediting
Interest will be compounded monthly. Interest will be credited to your account monthly. The Daily Balance Method will be used to calculate interest on your account.

 

Fees
If the balance falls below $10,000 anytime during the month there will be a $10 fee.

Fees could reduce earnings on your account*

 

Penalties
If you close your account before interest is credited to your account, you will not receive the accrued interest for that month.

 

Additional Services

  • Gold MasterCard® with no annual fee*
  • Free ATM Usage World Wide
  • Free MasterMoney® Debit/ATM Card
  • Unlimited Check Writing
  • Free Checks on The Cumberland NOW Account*
  • Safe Deposit Box - free for one year or $20 credit for larger box*
  • No annual fee for self directed IRA through CVNB Trust Department*
  • Free Notary, photocopies, local fax and $1 long distance fax*
  • Free Bill Pay with free access to CVNetCenter @ www.cvnb.com

*Some restrictions may apply
** APY=Annual Percentage Yield

 

Stop by one of our convenient locations and talk to one of our customer service representatives about opening The Cumberland NOW Account. We look forward to seeing you!

 
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