Remote Deposit Capture
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Treasury Management

Manage my business cash flow


CVNB is looking out for local businesses with treasury management services. CVNB knows that business owners need efficient tools to manage business finances and empower them to maintain and grow their enterprise. By taking the time to understand your business’s needs, our bankers can offer a variety of secure, convenient treasury management services to ensure cash flow and let your enterprise thrive.

Connect to your customers with seamless sales transactions, wherever your business takes you. CVNB offers a suite of merchant services to streamline point-of-sale transactions and mobile payment processing, including:

  • Debit and credit card payment acceptance
  • Recurring payments
  • Smart phone, iPad or tablet credit card processing
  • Gift cards and check services

CVNB’s Remote Deposit Capture tools provides more convenience to business owners. Benefit from improved staff time management, expenses and cash flow, by making deposits conveniently from your office location.

Automatic Clearing House (ACH) origination

ACH origination is one of the most beneficial transaction tools for businesses that regularly process payments. With ACH Origination, you can process direct payments, direct deposits, and business to business payments. Talk to a CVNB banker to see how ACH origination can make it easier to do business transactions.
TransfersCVNB also provides solutions to simplify online transfers for business transactions, including deposits, withdrawals, tax payments, and initiating wire transfers.

Positive Pay

Safeguard your business against check check fraud with Positive Pay. The Positive Pay service compares checks your company issues with those presented for payment. An alert is created for exceptions, allowing you to make a decision to pay or return the item. Sweep Accounts
CVNB’s sweep accounts offerings help small businesses manage cash flow and minimize idle cash while maximizing investment earnings.

With our sweep account services, your business can automatically transfer money from a checking account to a higher interest-earning mutual fund at the end of the business day. And if the checking account balance dips below a set balance, money from the mutual fund are automatically deposited to the checking account.
Talk to a CVNB commercial banker about sweep accounts options for your business.

Manage my business cash flow

CVNB understands that from time to time, your business need assistance in managing cash flow. Factors like seasonal slowdowns or delays in customers making payments can impact your company’s financial growth and health. CVNB’s commercial lenders can take a comprehensive look at your business’s challenges to find the right solutions.

A line of credit can provide short-term access to cash when it’s needed most. They can also determine if there’s equity in the business’s assets that can be used as collateral to secure a loan. Our lenders can also review existing debt and guide you on a repayment structure that best fits your situation.

CVNB is here to help local businesses thrive in their communities. Talk to a banker about how our treasury management services and cash management solutions can make your business even more successful.

FAQs

Q. What treasury management services are offered by CVNB?
A. We offer ACH Origination, Online Wire Transfers, Positive Pay, BAI and other accounting software file download formats, Remote Deposit Capture Service and Merchant Services. 
 
Q. Can CVNB help us streamline our transactions and cash flow management?
A. Yes, we offer several products and services to help with cash flow management. These include Line of Credit, Sweep Accounts and ACH Origination.
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Cumberland Checking for Small Business

If you own a small business, this account is the best deal for you.
CVNB offers payroll services, wire transfers, online cash management, and much more.