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Home Loans


Ready to take the next step towards your home ownership goals?

At CVNB, we understand that purchasing a home is a significant milestone, filled with both excitement and challenges. That's why we provide a comprehensive range of customized home loan solutions tailored to your unique needs. Our dedicated team of mortgage loan specialists is here to support you every step of the way, offering their expertise and delivering exceptional personalized service. When you choose CVNB, you rely on us as your trusted partner in making your homeownership dreams into reality.



Home Loan Options
Not only do we offer a broad range of mortgage options, but we’ll work closely with you to find the loan that fits your budget and your lifestyle. Our mortgage options include:

Fixed Rate Mortgage A straightforward option for financing your home. With this type of mortgage, you’ll have a fixed interest rate for the entire loan life.
  • Various repayment terms available
  • Loan amounts up to $726,200.00
Second Mortgage
Utilize a second mortgage loan to secure financing for your primary residence, providing the flexibility of a 3-year or 5-year adjustable rate option. With a range of available terms, CVNB can tailor the loan to suit your financial needs and goals best.
  • Minimum borrowing of $10,000.00
  • Various repayment terms available
Adjustable Rate Mortgage
The Adjustable Rate Mortgage provides the flexibility to choose between a 3-year or 5-year fixed interest rate before it adjusts. It allows for a long-term repayment plan and can be utilized for purchasing or refinancing a primary home, second home, or investment property.
  • No private mortgage insurance requirement
  • Up to 85% Loan to Value (LTV)
  • Multiple collateral options
Jumbo Mortgage
Our Jumbo mortgage offers exceptional financing options for high-value properties beyond conventional loan limits. Designed exclusively for upscale real estate transactions, this mortgage gives you the flexibility and buying power you need. With competitive rates and personalized qualification options, we make owning your dream property a reality. Consult with one of our expert CVNB mortgage lenders to determine if you qualify for this exclusive loan.
  • Fixed interest rates
  • Various repayment terms available
  • Loam amounts starting at $726,201.00
Manufactured Home Loan
This loan is designed for the purchase of a single-wide or double-wide manufactured home.
  • Options include 3-year fixed rate then adjust every 3 years or 5-year fixed then adjust every 5-year
  • Fixed and adjustable interest rates
  • Various repayment terms available
  • Financing based on year of manufactured home
Condo Loan
A condo loan is a specialized financing option designed specifically for purchasing or refinancing condominium units. It provides borrowers with the funds they need to own a condo as their primary residence or as an investment property. Condo loans provide borrowers with the necessary funds to purchase a condo unit while offering flexible terms and competitive interest rates.
  • Adjustable interest rates
  • Options include 3-year fixed rate then adjust every 3 years or 5-year fixed then adjust every 5-year
  • Various repayment terms available
  • No private mortgage requirement
Government Mortgage
A government mortgage loan is a type of loan program offered by government agencies, such as the Federal Housing Administration (FHA), Department of Veterans Affairs (VA), Rural Housing/United States Department of Agriculture (USDA), to assist individuals in financing the purchase of a home. These loans have specific eligibility criteria.

  • Federal Housing Administration (FHA)
    • Fixed interest rates
    • Various repayment terms available
    • Primary homes only
    • Certain loan limits apply

  • Department of Veterans Affairs (VA)
    • Fixed interest rates
    • Various repayment terms available
    • Primary homes only
    • Certain loan limits apply
    • For active service members, veterans, or eligible surviving spouses with no down payments and lenient credit requirements

  • Rural Housing/United States Department of Agriculture (USDA)
    • Fixed interest rates
    • Various repayment terms available
    • Primary homes only
    • Certain loan limits apply
For more details about government mortgages, consult our team of expert CVNB mortgage lenders.
Home Equity Line of Credit (HELOC)
No matter the need, our flexible Home Equity Loan option allows you to access the funds you need when you need them. With a Home Equity loan, you can borrow against that equity and use the money for a variety of purposes home improvement projects, debt consolidation or pay off bills, pay for large purchases like weddings, have access to money for emergencies.
  • Up to 85% Loan to Value (LTV)
  • Various repayment terms available
  • Primary residence only
  • Monthly payment 1% of loan balance

Don't wait any longer, seize this opportunity to turn your dreams of owning a home into a reality. Apply now and let us help you make it happen!

Meet the Professionals Behind Our Mortgage Solutions

Our team is committed to helping make the home-buying process as smooth and seamless as possible with their deep knowledge of the region, expertise and array of loan options for your needs. Contact one of our mortgage specialists to make your home a dream home.

Mortgage Quick Links

Our Mortgage Quick Links page is your go-to destination for all your mortgage needs. Whether you're interested in checking current rates, estimating mortgage payments, or learning more about our loan options, our quick links provide the convenience and efficiency you seek.