Deposit Rates
Effective 12/10/2025
Certificates of Deposit ( CDs)
Account Type |
Interest Rate |
APY* |
| 120 Day CD | 3.60% | 3.64% |
| 9 Month CD | 2.25% | 2.26% |
| 1 Year Special CD | 3.35% | 3.35% |
Checking & Savings Accounts
Account Type |
Interest Rate |
APY* |
Balance Tiers |
| Cumberland Classic | 0.05% | 0.05% | |
| Cumberland Signature Tier 1 | 0.00% | 0.00% | $0.00 – $999.99 |
| Cumberland Signature Tier 2 | 1.25% | 1.26% | $1,000 – $9,999.99 |
| Cumberland Signature Tier 3 | 1.50% | 1.51% | $10,000 and above |
| Savings | 0.05% | 0.05% | Interest paid quarterly |
Jefferson Premium Money Market Account
Daily Balance |
Interest Rate |
APY* |
| $0.01 - $249,999.99 | 3.05% | 3.09% |
| $250,000 - Above | 3.55% | 3.61% |
*APY = Annual Percentage Yield. Rates are subject to change without notice.