Remote Deposit Capture
Credit Card
Trust Portfolio
Trust Portfolio
Trust Portfolio
Man sitting in pickup truck with window rolled down and holding out keys to the vehicle.

Auto, Boat and Recreational Loans

Apply for an auto loan 

When you’re ready to buy a vehicle, turn to a local lender you know and trust.

You’ve done the research and went on the test drives. Buying a new car is exciting, but we know dealer financing can add to the pressure. CVNB’s trusted local loan specialists are here to simplify the auto financing process.  

CVNB offers loans on most any car, from new and later year models, luxury and sports cars, and vintage models. You’ll benefit from competitive auto loan rates and APR, and loan terms that help simplify negotiating with a dealer. CVNB can look at your budget needs and help you determine if a lease versus a loan can work best for you.

Boats and houseboats

There’s nothing like getting out on the water and enjoying Kentucky’s natural beauty. CVNB finances a wide range of boats and watercraft, from fishing boats to pontoons, with a loan product that can fit your budget.

Unlike many other lenders, CVNB has the expertise to finance houseboats. CVNB has financed the purchase of new and used houseboats in Kentucky and other states, as well as new houseboat construction.

Recreational vehicles

More and more Kentuckians are hitting the road. CVNB helps make it possible with special financing on recreational vehicles, campers and motorcycles. We even offer pre-approval, so you can shop for an RV or motorcycle with confidence.

Contact CVNB today to learn more about our car, boat and recreational vehicle financing options.

Motorcycle, convertible car, travel trailer/RV, truck icons

or
Start the application process with our PDF application
(Opens in a new WindowPrint the completed form and send it to:

Loan Department
P.O. Box 709
London, Ky 40741

Or bring it to one of our convenient locations.

Notice: Because there is a risk that information transmitted via internet email could fall into the wrong hands, CVNB suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact CVNB directly by phone or in person. 

FAQs

Q. Is a bank car loan better than a loan from the dealership?
A. When it comes down to it - a loan is a loan. It really depends on the interest rate and whether or not you are getting the best deal you can based on your financial condition. Be sure you are aware of any loan fees that might be applicable so you can compare loans terms equally.  You'll also want to consider the level of customer service you anticipate needing and how easily you can communicate with the lender in the future. 


Q. How do I apply for an auto loan?
A. You can call your local branch and make an appointment with a lender, visit your local CVNB branch, or apply online.


Q. Should I apply for a loan before I offer to purchase a vehicle?
A. You should contact your local lender first to make sure you qualify for the loan. Your lender can walk you through the loan process from start to finish and make the car purchasing process a little easier.


Q. Does CVNB offer a pre-approval letter?
A. In order for a pre-approval letter to be issued your lender will need to speak with you and understand your financial ratios and credit score. A letter can normally be quickly produced as long as the lender has all the information needed to make an informed decision. Pre-approval letters are taken seriously by lenders and carry a lot of weight.