Save a little each week and make the holidays easier!
Our Christmas Club helps you set money aside throughout the year. Open with just $5 and, in September 2026, receive a holiday check with everything you saved plus 0.50% APY1.
Stop by your nearest CVNB branch to open your Christmas Club Account and start your holiday savings today.
Why customers like the Christmas Club
- ✓A simple, stress‑free way to save for the holidays
- ✓Enroll any time of year with a $5 minimum deposit2
- ✓Free online and mobile banking
- ✓Interest‑bearing with no monthly service fees
- ✓Choose a booklet for $5, $10, or $20 weekly deposits or set up direct deposit from your employer or any CVNB account (any amount). Deposits can be made through online banking and the mobile app.
- ✓Your 50‑week plan concludes in September 2026. You’ll receive your holiday check for everything you saved, plus APY.
How to enroll
- Visit any CVNB branch beginning on Friday, October 10, 2025 to open your account.
- Select a booklet for your weekly deposit:
$5, $10, or $20.
- Or schedule direct deposits from your employer or a CVNB checking/savings account for any amount.
- You can start anytime. If you join later, your payout will be smaller unless you choose to make up missed weeks to receive the full 50‑week payout.
Early Closeout Penalty
$10.00 fee charged for each account withdrawal (including early close‑out).
At the end of 50 weeks, you’ll receive a check for:
|
$5 booklet
|
$10 booklet
|
$20 booklet
|
|
$250 + APY
|
$500 + APY
|
$1,000 + APY
|
Payout occurs in September 2026 and includes accrued interest added at disbursement.
Ready to start?
Open your Christmas Club Account at a CVNB branch near you.
FIND A LOCATION
1APY = Annual Percentage Yield. Interest rate is 0.50%, APY* 0 .50%. The effective date of the APY is October 10, 2025. The minimum balance to open the account is $5.00. Fees could reduce earnings. Service charge of $10.00 will be charged each time funds are withdrawn prior to maturity of the club account.
2 Enrollment begins October 10, 2025. If the account is opened after the enrollment date, the payout balance will be smaller due to the weeks missed, or pay the balance of the weeks missed to receive the full 50 weeks payout.
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