CVNB Checking
With a CVNB personal checking account, you get the tools and features to make banking simple and rewarding. Manage your money with secure online and mobile banking, plus enjoy perks that help you save time, protect your finances, and get more from your bank.
Whether you are handling day-to-day spending or planning for the future, our accounts are designed to fit your lifestyle and keep you in control.
Open your checking account today and experience banking made better!
Online Banking
Enjoy 24/7 access to your account from any computer with an internet connection through online banking.Mobile Banking
Manage your money on the go—check balances, transfer funds, pay bills, and deposit checks with mobile banking.
Bill Pay
Stay on top of your payments by scheduling and paying bills directly from your account with bill pay.
eStatements
Reduce paper clutter and access your statements securely online by enrolling in eStatements.
Debit Card
Use your complimentary debit card anywhere Mastercard® is accepted for fast, secure purchases.
Zelle®
Send and receive money easily with people you trust using Zelle®, a safe and convenient way to move money.
Choose a Checking Account That Fits Your Life!
The Cumberland Basic
Checking Account
- $100 Opening Deposit
- $100 Minimum Balance
- Free eStatement or $3 Paper Statement (per cycle)
- Overdraft Protection
(subject to eligibility)** - Checks Available for Purchase
- Must be 18 or over
- $8/Month Fee1
• Monthly fee waived with $100 minimum balance AND 12 debit card purchase transactions.
The Cumberland Plus
Checking Account
- $100 Opening Deposit
- No Minimum Balance
- Up to 2-Day Early Direct Deposit2
- Earn $2 Cash Back when 12 Debit Card Purchases of $5 or More Post and Clear Each Statement Cycle
- CVNBPerks Powered by BaZing
- Free Paper or eStatement
- ATM Fee Waived for Use of
Non-CVNB ATM (owner of ATM may charge a fee) - Overdraft Protection (subject to eligibility)**
- 50% Discount on CVNB Custom Checks (when ordered through CVNB)
- Safe Deposit Box Free First Year, with Direct Payment3
- Must be 18 or Over
- $7/Month Fee4
• $2 cash back per cycle for primary account holders age 62 or older
The Cumberland Signature
Checking Account
- $2,500 Opening Deposit
- $2,500 Minimum Balance
- Earn Interest*
• Balances from $1,000.00 to $9,999.99 APY 1.26%. Balances from $10,000.00 or more APY 1.51% - Up to 2-Day Early Direct Deposit2
- Earn 2% Cash Back on Debit Card Purchases Up to $6 Per Statement Cycle (up to $72 annually)
- CVNBPerks Powered by BaZing
- Free Paper or eStatement
- ATM Fee Waived for Use of
Non-CVNB ATM (owner of ATM may charge a fee) - Complimentary Cashier's Checks and Photocopies of Checks and Statements
- Overdraft Protection
(subject to eligibility)** - 50% Discount on CVNB Custom Checks (when ordered through CVNB)
- Safe Deposit Box Free First Year, with Direct Payment3
- Must be 18 or Over
- $10/Month Fee5
• Monthly fee waived with $2,500 minimum balance AND 1 ACH direct deposit
The Cumberland Basic
Checking Account
- $50 Opening Deposit
- No Minimum Balance
- Earn Interest*
- Free Paper or eStatement
- ATM Fee Waived for Use of
Non-CVNB ATM (owner of ATM may charge a fee) - Overdraft Protection
(subject to eligibility)** - Checks Available for Purchase
- Must be 62 or Over
- $0/Month Fee
Teen Money
Checking Account
- $25 Opening Deposit
- No Minimum Balance
- $0/Month Fee
- Free eStatement or $3 Paper Statement (per cycle)
- Complimentary Debit Card6
- No Overdraft Protection
- Checks Available for Purchase
- Parent or Guardian Monitoring and Deposit Tools Available
- Must be 13 - 17 Age Range7
- $0/Month Fee
Establish
Checking Account
- $50 Opening Deposit
- No Minimum Balance
- Free eStatement or $3 Paper Statement (per cycle)
- No Overdraft Protection
- Checks Available for Purchase
- Must be 18 or Over
- $10/Month Fee8
• $2 cash back when 1 ACH direct deposit post to the account per statement cycle, lowering the monthly fee to $8
Shop Local, Save Local1
Local discounts and national retailer deals to save you money on shopping, dining, travel & more.
ID Theft Aid2,3,4
- Personal Identity Theft Benefit: Receive up to $2,500 reimbursement for covered expenses you incur to restore your identity.
- Identity Restoration and Payment Card Resolution: Identity restoration specialist works on your behalf to restore your identity, and cancel payment cards.
- Credit Monitoring and Credit Report: Monitor changes and new activity on your credit report and review your credit report quarterly.
- Credit Score and Score Tracker: View your credit score online and track trends on your dashboard. Score Simulator: Estimate how much impact one particular action could have on your credit health.
- Identity Monitoring: Monitors the dark web to identify activity associated with your identity, including public records, change of address, social security, and non-credit loans.
Cell Phone Protection2,3
Pay your cell phone bill with your Cumberland Plus and Cumberland Signature checking account, and you’re covered. We’ll pay to have it repaired or replaced, up to $600 per claim (maximum of $1,200 per year).
Health Savings Card
- Save money on prescriptions, eye exams, frames, lenses and hearing services
Roadside Assistance
Available 24/7 and free to use, covers up to $80 in covered service charges.
Billshark4
Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.
Pet Insurance4
Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet RX and more!
Accidental Death & Dismemberment Insurance3
- $10,000 in Accidental Death & Dismemberment Insurance. Peace of mind for the unexpected.
1 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals.
2 Subject to the terms and conditions detailed in the Guide to Benefits.
3 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
4 Requires additional activation to begin.
2 Subject to the terms and conditions detailed in the Guide to Benefits.
3 Insurance products are: NOT A DEPOSIT. NOT FDIC-INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. NOT GUARANTEED BY THE BANK.
4 Requires additional activation to begin.
Access CVNBPerks Benefits in the CVNB Mobile Banking App!
To activate your CVNBPerks benefits, visit your local CVNB branch
or call 1.800.999.3126 to start enjoying your perks.
or call 1.800.999.3126 to start enjoying your perks.
The CVNB mobile app is available for download from
the Apple App Store or Google Play.
the Apple App Store or Google Play.
* Variable rates are subject to change. The Cumberland Signature requires a minimum balance of $1,000 to earn interest.
**Please see our Overdraft Protection Policy for full details.
1 The $8 monthly fee is waived each statement cycle when the account maintains a $100 minimum daily balance AND 12 debit card purchases of $5 or more post and clear the account per statement cycle.
2 Timing of when an ACH direct deposit is credited is based on when the payer submits the information to us. This means when these transactions are credited could vary and you may not receive your funds early.
3 Free 2X5 or 3X5 Safe Deposit Box or 50% off 3X10 or larger, for first year, if enrolled direct payment.
4 Primary account owners age 62+ earn $2 cash back each cycle, lowering the monthly fee to $5.
5 To get the $10 monthly fee waived each statement cycle, maintain a daily balance of $2,500 AND have 1 ACH direct deposit post to your account.
6 Default limits set at $400 POS and $100 ATM Withdrawal. Limit adjustments may be requested by the parent or guardian.
7 Teen is the primary owner. Must have a parent or guardian as a joint account owner. Teen Money Account will automatically convert to CVNB’s The Cumberland Basic on the 5th business day of the calendar month following the teen’s 18th birthday.
8 Receive a $2 statement credit when 1 ACH direct deposit post during the statement cycle.
3 Free 2X5 or 3X5 Safe Deposit Box or 50% off 3X10 or larger, for first year, if enrolled direct payment.
4 Primary account owners age 62+ earn $2 cash back each cycle, lowering the monthly fee to $5.
5 To get the $10 monthly fee waived each statement cycle, maintain a daily balance of $2,500 AND have 1 ACH direct deposit post to your account.
6 Default limits set at $400 POS and $100 ATM Withdrawal. Limit adjustments may be requested by the parent or guardian.
7 Teen is the primary owner. Must have a parent or guardian as a joint account owner. Teen Money Account will automatically convert to CVNB’s The Cumberland Basic on the 5th business day of the calendar month following the teen’s 18th birthday.
8 Receive a $2 statement credit when 1 ACH direct deposit post during the statement cycle.