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Homeowners Assistance Fund

KHC Team Kentucky Homeowner Assistance Fund Now Open!

The Kentucky Housing Corporation (KHC) proudly presents the Team Kentucky Homeowner Assistance Fund, a federal program designed to provide crucial support to homeowners facing financial challenges related to their mortgage and housing expenses during the COVID-19 pandemic, helping them avoid foreclosure. Many homeowners have had the opportunity to restructure their home loans, resulting in reduced monthly payments and the deferral of debt until the end of their mortgage terms.

Program Benefits
Kentucky's Homeowner Assistance Fund offers a maximum allowance of $60,000 per household, providing significant relief to eligible homeowners. Through the new Partial Claim Loan Deferral Assistance program, homeowners can reduce or eliminate additional debt, ultimately increasing their home equity.

Eligibility Criteria
To qualify for assistance under the KHC Team Kentucky Homeowner Assistance Fund, applicants must meet the following criteria:
  • Experienced financial hardship due to COVID-19
  • Meet income requirements
  • Reside in the home owned during the COVID-19 pandemic
  • Provide requested documentation
Start Your Application Today
Applicants living in the home during the pandemic hardship, for which they are applying for assistance, are encouraged to click the "Apply for Assistance" button below to begin the application process.

Helpful Resources

For any questions regarding the KHC Team Kentucky Homeowner Assistance Fund program, please contact one of our knowledgeable mortgage lenders:

Madison County & Surrounding Areas Laurel County & Surrounding Areas Whitley County & Surrounding Areas

Wayne Short
Mortgage Loan Specialist
NMLS# 1723546

Wayne Short profile picture

2110 Lexington Road
Richmond, KY 40475

Office: 859.624.6589
Cell: 859.625.8429
Fax: 606.862.1107


Sandy Harris
SVP, Mortgage Banking Manager
NMLS# 421463

100 S Main Street
London, KY 40741

Office: 606.862.7366
Cell: 606.682.9224
Fax: 606.862.1107


Randy Bargo
AVP, Mortgage Loan Specialist
NMLS# 421457

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1376 Master Street
Corbin, KY 40701

Office: 606.258.2415
Cell: 606.524.3857
Fax: 606.528.5295